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Tenant Protection ยท Administered by SafeLease

The easiest way to protect your stored belongings.

Affordable, convenient protection plans with fast enrollment for every unit, parking space and flex space at The Stored Nut Hut.

Protection levels

Plans are billed monthly with your rent. Protection plans are not an insurance policy.

  • $2,000coverage$12/month
  • $3,000coverage$17/month
  • $5,000coverage$27/month

$100 per-claim deductible

Waived for burglary claims when a smart lock, cylinder lock, or disc padlock is used. Every Nut Hut unit comes with a smart lock.

What The Nut Hut requires

  • Property coverage is mandated for all storage rentals.
  • Protection plans are available for purchase.
  • Homeowner's or renter's insurance is accepted.

Coverage requirement notice

Every rental must have coverage for stored belongings.

Our lease requires coverage for your stored personal property. If you don't already have a policy that covers belongings in storage, our tenant protection plan amends your rental agreement so you have and keep that coverage.

Want to opt out? Do this by December 1, 2026.

  1. Upload your proof of insuranceSubmit your homeowners or renters policy at tenant.safelease.com by 12/1/2026.
  2. Already sent us proof? Resubmit itProof given to the facility before must be resubmitted through tenant.safelease.com.
  3. No proof by the deadlineYou'll be enrolled in the minimum plan: $12/month for $2,000 of coverage.

Want a higher coverage plan or have questions? Call management at (812) 287-2840.

What's covered

Your protection plan covers losses caused by:

  • Burglary*

  • Building collapse, including weight of snow/ice or windstorm*

  • Damage to stored vehicle, boat, or trailer*

  • Fire

  • Water damage, including mold and mildew*

  • Rodent & vermin*

  • Vandalism

*Evidence of forced entry and a police report are required to file a burglary claim. Rodent/vermin and mold/mildew have a sublimit of $500. Coverage is limited for building collapse and damage to stored vehicles, boats, or trailers. Water damage coverage does not extend to damage caused by flood or surface water.

Not protected

Please don't store these items in your unit. The protection plan does not cover them.

  • Accounts, bills, currency, data, documents, records, deeds, evidences of debt, money, notes, securities, or stamps
  • Aircraft
  • Animals, birds, or fish
  • Antiques
  • Contraband or property held for illegal transportation, sale, or trade
  • Firearms
  • Furs, fur garments, and garments trimmed with fur
  • Jewelry, watches, precious or semiprecious stones, bullion, and precious metals
  • Photographic equipment
  • Valuable papers and records, including electronic data and photographs

Notable plan exclusions

  • Flood
  • Surface water
  • Mysterious disappearance

Protection plans are not insurance. For a complete list of exclusions, review the Protection Plan Addendum in your rental agreement.

RV, boat & car parking

Vehicles stored outdoors

Protected

  • Damage to stored vehicle, boat, or trailer
  • External damage from a burglary or attempted burglary

Not protected

  • Exterior dings, debris, scrapes, and scratches
  • Theft of, or damage to, OEM parts
  • Items not permanently attached, such as a grill, propane tank, or generator
  • Items stored inside the vehicle

Storage tips

Prepare for the unexpected.

  • Keep an inventory of your items and take photographs

  • Cover your property with drop cloths or plastic covers

  • Place boxes on pallets, skids, or 2x4's

  • Always lock your unit with your smart lock, a cylinder lock, or a disc padlock

  • Store electronics in the rear of the unit

  • Avoid storing items that are not protected by your plan

Easily file a claim

What to do if you experience a loss

Here's what to do immediately after you become aware of damage or theft:

  1. 1

    Notify The Nut Hut

    Let us know right away so we can secure the area and help you get started.

  2. 2

    Take photos

    Images of the damage help SafeLease resolve your claim even faster.

  3. 3

    Protect your property

    Take reasonable steps to protect your belongings from further damage.

  4. 4

    Keep your lock and damaged property

    These items are needed to resolve the claim.

  5. 5

    Call the police

    Report break-ins to local police and get a copy of the report.

  6. 6

    Provide proof of value

    Sales receipts, photos of stored items, and other evidence of loss help the claims adjuster.

The protection plan is an optional amendment to your self storage rental agreement. If you choose to purchase a protection plan, the agreement is between you, as tenant, and the owner or manager of The Stored Nut Hut. The liability of the store owner is limited to the terms, limits, and conditions of the protection plan. SafeLease Insurance Services LLC is not a party to the protection plan; its role is limited to providing insurance coverage for the facility owner and administering tenant claims.

The Nut Hut requires property coverage on every rental. You may meet this with a protection plan or with your own homeowners or renters insurance. The plan may duplicate coverage provided by a homeowners or renters policy. It is month-to-month and may be cancelled at any time. This page is a summary; refer to your rental agreement and Protection Plan Addendum for full terms, conditions, limits, and exclusions. Protection plans are not insurance.